The end of the year is a time to enjoy sipping hot cocoa, sitting by a fire with your family and watching the people you love light up as they open their gifts. We know that all of the things you want to do for you and your family can put a lot of pressure on your budget. It’s easy to reach for the credit card to pay for it all. But, we have a better solution – a holiday loan from your credit union! With automatic payments, you can pay your holiday bills over the next year – making for an easy, stress-free holiday season!


Features & Benefits

  • Competitive rates with flexible terms

  • Utilize online banking to view balance and make payments

  • Receive the cash at closing

  • Avoid depleting your savings

  • Power to purchase now and pay later

  • Make A Payment

Common Uses

  • Holiday shopping

  • Vacations

  • Spreading holiday cheer


  • Fixed rate loan

  • Terms up to 12 months

  • Borrow as little as $500 or as much as $2,500

  • Rates as low as 7.24% APR*


*APR = Annual Percentage Rate. Annual Percentage Rate, terms, and conditions of loan are all subject to applicant creditworthiness and credit approval. Rates subject to change without notice. Minimum amount borrowed is $500, maximum amount borrowed is $2,500 up to 12 months. Automatic payments from an active Inspire FCU checking account required. An active Inspire FCU checking account requires a recurring direct deposit. Applicants without an active Inspire FCU checking account with auto pay are subject to a 0.25% rate increase. Offer ends 12/31/18. The Credit Union reserves the right to terminate promotion at any time without notice.