Personal Secured Loan

A Personal Secured loan from Inspire FCU is a good idea if you're looking to build your credit or you need to make a necessary purchase but don't want to dip into your savings. Don’t disrupt your savings when the need arises and leverage the power of a Personal Secured loan from Inspire. With a Personal Secured loan, you borrow against your savings accounts and receive a low-rate loan, while still earning interest on your financial resources on deposit!


Features & Benefits

Common Uses

  • Debt consolidation

  • Build Credit

  • Pay off medical bills

  • Pay off high rate credit cards

  • Used vehicles



  • Terms up to 60 months
  • Rate: Dividend rate + 3% APR*
  • *Please visit our rates page for full disclosure and account terms and conditions.


    *APR = Annual Percentage Rate. Payments will vary. APR will be derived from current dividend rate on account + 3%APR. Example: A share account has a dividend rate of 0.05% APY, the secured loan will be subject to a 3.05% APR. Loan is subject to approval. Rates are subject to change without notice.