Personal Secured Loan
A Personal Secured loan from Inspire FCU is a good idea if you're looking to build your credit or you need to make a necessary purchase but don't want to dip into your savings. Don’t disrupt your savings when the need arises and leverage the power of a Personal Secured loan from Inspire. With a Personal Secured loan, you borrow against your savings accounts and receive a low-rate loan, while still earning interest on your financial resources on deposit!
Features & Benefits
Competitive rates with flexible terms
Access account details conveniently online to view balance and make payments
Borrow up to 100% of your savings account or share certificate balance
Avoid depleting your savings
No credit check required
Pay off medical bills
Pay off high rate credit cards
*Please visit our rates page for full disclosure and account terms and conditions.
*APR = Annual Percentage Rate. Payments will vary. APR will be derived from current dividend rate on account + 3%APR. Example: A share account has a dividend rate of 0.05% APY, the secured loan will be subject to a 3.05% APR. Loan is subject to approval. Rates are subject to change without notice.