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Loan Rates | Savings Rates

$750 Preferred Partner Mortgage Credit

At Inspire Federal Credit Union, we’re committed to supporting not only our community but also the businesses and families that help it thrive. That’s why we designed this exclusive mortgage incentive program for our business partners, their employees, and their direct family members.

Our Mortgage Solutions

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Conventional Fixed Rate

  • Down payment as low as 3%
  • Up to 30 year terms
  • Great option for refinancing
  • Primary, secondary, and investment properties

Federal Housing Authority (FHA)

  • Down payment as low as 3.5%
  • Up to 30 year terms
  • Ideal for first-time home buyers
  • Primary residences only
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Adjustable Rate Mortgage (ARM)

  • Rate will adjust throughout your term
  • Up to 30 year terms
  • 5/5, 7/1. & 10/1 options²
  • No prepayment penalties
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Veterans Affairs (VA)

  • Fixed rate loan
  • Up to 30 year terms
  • Little to no down payment options
  • Primary, secondary, and investment properties
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U.S Department of Agriculture (USDA)

  • Down payment as low as 3%
  • Up to 30 year terms
  • Great option for refinancing
  • Primary, secondary, and investment properties

Jumbo Solutions

  • Down payment as low as 3%
  • Up to 30 year terms
  • Great option for refinancing
  • Primary, secondary, and investment properties
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Mortgage Calculators

Mortgage Calculator

Mortgage Calculator for Purchase Price and Down Payment

Should I Refinance Calculator

Ready to enjoy the perks? Get started today!

Fill out the form below and you will be redirected to complete your application.

¹This program is exclusive to our business partners, their employees, and direct family members. Offer valid on residential purchases and refinances only. The credit will be applied directly to your closing costs. The credit will not be applied if the loan does not close. Mortgage approval is based on credit worthiness factors. Subject to change without notice. Terms and conditions apply.

²5/5 ARM – rates are based on the 5-year Treasury Note rate plus a margin; loan interest rate will adjust one time each fifth year based on the index plus a margin. 7/1– rates are based on the 1-year Treasury Note rate plus a margin; rate will be fixed for 7 years and adjust annually after the initial fixed rate period based on the index plus a margin. 10/1– rates are based on the 1 year Treasury Note rate plus a margin; rate will be fixed for 10 years and adjust annually after the initial fixed rate period based on the index plus a margin. At the time of each adjustment the monthly payment obligations may change based on the adjusted interest rate. Adjustments will not exceed 2% of the then current interest rate and may not exceed 6% of the original interest rate through the term of the loan.

Equal Lending Opportunity. Federally insured by NCUA.

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