Popular Auto Loans & Refinancing Options
Finance or refinance your car through Inspire FCU and make no payment for 60 days!**
New Or Used Car Loan
When applying use the promo code: NOPAY60.
Refinance your current auto loan with Inspire FCU to make sure you have the best terms at the most affordable monthly payment. Get started today and we’ll lower your monthly payment and we’ll drop your current rate by at least 2.00% APR*. Plus, relax with 60 days of NO payments² so you can enjoy your ride the way you deserve. Just use the promo code NOPAY60!
Visiting A Dealership In Bucks County?
We’re proud to partner with nearly 50 car dealerships in Bucks County to provide a quick, convenient, and affordable auto financing solution. Tell the dealer you’re an Inspire FCU member and ask for funding from Inspire when meeting with the dealer’s finance office. If the dealership does not currently partner with us, no problem. Simply get the buyer’s order from the dealer along with your vehicle loan application and we will issue a check directly to that dealership.
Click here to learn more about our dealer partnerships and how you can take advantage of the perks!
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Other Auto Offerings
¹The account must be opened within 60 days of the new auto loan. Direct deposit must be for $250 or more. $50 will be credited to the loan holders new checking account after the first automatic deposit posts. All loans are subject to credit approval. Other restrictions apply. The credit union reserves the right to change or end the promotion at anytime. See credit union for details. Federally insured by NCUA.
²No payment for 60 days, whereby first payment is extended out up to 60 days from the date the loan funds are disbursed. Finance charges will continue to accrue until the first payment and negative amortization may occur. No payment for 60 days is based on individual creditworthiness and approved credit. All loans are subject to credit approval. Other restrictions apply. The credit union reserves the right to change or end the promotion at anytime.
* APR = Annual Percentage Rate. Loan decisions are based on applicant creditworthiness. Must be an Inspire FCU member in good standing and meet all lending requirements. Inspire FCU reserves the right to terminate this promotion at any time without notice. Limited time offer. Includes refinance of 2014 or newer model vehicles. Minimum loan amount of $5,000 with a floor rate of 5.04% APR. Existing loans at Inspire are not eligible. * Savings of $1,200 is based on a $21,000 loan for 63 months at 7.04% APR and refinanced with Inspire FCU at 5.04% APR. Loan example: Price per $1,000 borrowed at 5.04% the cost is $18.10 for a 63-month term. APR, terms and/or loan to value of vehicle vary based on model year of vehicle and applicant creditworthiness.
**60-day no payment is offered on direct auto loans to Inspire FCU members. During 60-day no pay interest will accrue on the principal balance. Interest is not deferred during the first 60 days.