Home Mortgage Loans

Inspire FCU offers solutions to all of your home buying needs. From first time home buyers, to those ready to downsize – Inspire has the perfect mortgage to meet your needs, while creating a great home buying experience.
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CFR Loans
ARM Loans
VA Loans
Homeowners Insurance
Mortgage Calulators
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What Inspire Offers

Let Inspire help make your first purchase, or refinance your current mortgage – our expert inhouse mortgage specialist is always available to answer your important questions.

Are you ready to become a homeowner? Explore the process, costs, and benefits of home-ownership, the importance of credit, and the different types of mortgage options available to you.

Federal Housing Authority Loans FHA

An ideal option for the first-time home buyer. An FHA loan provides a lower down payment option, typically starting at 3.5% of the purchase price.
Details:
  • Minimal Down Payment

  • Option to use gift money

  • Up to 30 year term

  • Primary residence only

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Conventional Fixed Rate Loan

A perfect option for buyers who prefer a fixed mortgage payment, and ability to provide a down payment of at least 5% of the purchase price. Great option when refinancing an existing loan to a lower rate.
Details:
  • Fixed Rate Loan

  • Up to 30 year terms

  • Primary, second home or investment properties

  • Establish equity quicker

Adjustable Rate Mortgage Loan ARM

Terms of this loan are similar to the conventional loan, except your rate is not fixed and will adjust throughout the term of your loan depending on market rates.
Details:
  • Adjustable rate loan

  • Up to 30 year terms

  • Primary, second home or investment properties

  • Establish equity quicker

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Veteran Affairs Loan VA

Fixed rate loan that is available to eligible members of the armed services. This loan is backed by the Department of Veteran Affairs. Available option for 100% financing, eliminating a down payment.

Details:
  • Fixed Rate Loan

  • Up to 30 year terms

  • Primary, second home or investment properties

  • Little to no down payment options available

Save More By Switching To Inspire Insurance Agency

Get a homeowner’s insurance quote today!
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Mortgage Calculators

Mortgage Calculator

Mortgage Calculator for Purchase Price and Down Payment

Should I Refinance Calculator

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