Savings Accounts

Inspire FCU savings accounts put your money to work for you! Whether you’re saving long-term or have a specific goal in mind, our flexible account options and competitive rates can help you achieve your financial goals!
Man placing coins in a piggy bank
Premium Purple
Round Up Savings
Share Certificates
Regular Shares
Club Accounts
Youth Accounts
Woman standing next to money growing on vine

Premium Purple

Earn the highest possible return on your money with full access to your funds!

Benefits:
Terms:
  • $5,000 minimum deposit of new money is required to open

  • $15 maintenance fee if average daily balance falls below $5,000

Please visit our rates page for dividend rate disclosures.
See our fee schedule for any applicable fees.

Round Up Savings

Round up your transactions to the nearest dollar and start saving!
Benefits:
Terms:
*When you enroll in the Round Up Savings Program, the Credit Union will round up the amount of any debit card purchases associated with your Everyday Checking account to the next whole dollar amount and transfer the amount in excess of the purchase amount from your checking account to your Round Up Savings account. The Credit Union will transfer the round up amounts from purchases when they post to your Everyday Checking account. If on a business day you do not have sufficient available funds in your checking account, or if any transaction has overdrawn your checking account, the Credit Union will not round up the purchases. If your debit card purchase is subsequently cancelled or reversed, such as a returned purchase, the corresponding round up transfer will remain in your Round Up Savings account. Credit transactions, ATM-processed transactions, transfers between accounts, or adjustment transactions will not be rounded up. The Credit Union reserves the right to cancel or modify the Round Up Savings Program at any time. For a Round Up Savings Program, the Credit Union will match 100% of the round up amounts for the first 90 days of opening a new Everyday Checking account. Members with current Everyday Checking account or an existing checking account that is converted to an Everyday Checking account are not eligible for the matching. We reserve the right to convert the Round Up Savings account to a Regular Savings account if purchases are completed in a calculated fashion in order to increase the matching rewards and the rounded up transfers and the matching will be stopped. Members may only take advantage of the Round Up Savings matching feature one time. Round Up Savings accounts are not to be used for commercial purposes.
Man sitting down using calculator
Man and woman shaking hands after agreement is signed

Share Certificates

We offer share certificates with competitive rates and flexible terms to fit you!

Special Promotion:

For a limited time, earn 4.11% APY!* on a 9-month Share Certificate!

Benefits:
Terms:
  • $500 Minimum Balance to Open

  • Dividends paid quarterly

Regular Shares

Your share in the Credit Union!

Benefits:
  • Make transactions using ATMs* or at any Inspire FCU branch.

  • Primary Basic Savings Account

  • No monthly service charge

  • Account may be accessed via ATM if it is linked to an active checking account and debit card

Terms:
  • No Minimum Balance to Open

Man throwing money into the air
Man and woman in the Christmas spirit stringing lights and adding decorations to tree

Club Accounts

Save money for a specific purpose!
Benefits:
  • Holiday Club, Vacation Club, Secondary Savings

  • Accounts designed to help you achieve your short-term financial goals

  • NCUA insured to at least $250,000

Terms:
  • No Minimum Balance to Open

  • Holiday Club balance will be transferred to another account of yours on or after October 1st.

Please visit our rates page for dividend rate disclosures.
See our fee schedule for any applicable fees.

Youth Accounts

Help someone small save for something big!
Benefits:
Terms:
  • No Minimum Balance to Open

Please visit our rates page for dividend rate disclosures.
See our fee schedule for any applicable fees.

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Ready to save? We're here to help!

Fill out the form below and we’ll be in touch to get you started.