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Loan Rates | Savings Rates

Business Checking Accounts

Our local businesses make our communities strong – which is why we’re so passionate about supporting them. We offer checking account options for businesses in Bucks County of any size, each designed to save you time and boost your bottom line.

Earn $500** when you open a Business Checking Account using offer code: BIZ500

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Which Business Checking Account Is Right For You?

You’ve worked hard to grow your business in our community, and we want to help you practice more efficient money management. Choose one of our business checking accounts below so that you can focus more on your business and less on banking!

Account Minimum Opening Deposit Dividend Rate APY*
Balances $5 & Above
0.05%
0.05%
Balances $10,000-$24,999.99
Balances $25,000 & Above
0.10%
0.20%
0.10%
0.20%
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Basic Business Checking

Optimized for businesses with smaller transactional needs, our Basic Business Checking is ideal for any small business. Get started with only $100 and no minimum balance requirements. Plus, you will be able to easily manage your money with plenty of convenient services making your business banking simple.

Benefits:
Services:
  • Remote Deposit Capture

  • Payroll and Merchant Services

  • Wire Transfers

  • Online & Mobile Banking

Terms:
  • $100 to open

  • No Minimum Balance

  • No Monthly Fees

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Premium Business Checking

Get the most out of your business balance with an account that pays competitive dividends. Designed for businesses with higher transaction volumes and larger balances, Premium Business Checking is a dividend earning account that is paid each month! This account provides plenty of convenient services making your business banking easy.
Benefits:
Services:
  • Remote Deposit Capture

  • Payroll and Merchant Services

  • Wire Transfers

  • Online & Mobile Banking

Terms:
  • $100 to open

  • $1000 minimum balance

  • $10,000 balance to earn dividend

  • Dividends paid end of each month

*APY=Annual Percentage Yield. APY is accurate as of 1.4.23. The Premium Business Checking and Premium Business Savings accounts are tiered-rate accounts.  APY is calculated as an average daily balance throughout the statement cycle, not on account balance at the end of the statement period. Once a particular balance range is met, the dividend rate and APY for that range will apply to the full balance of your account. Rates are variable and may change after account is opened. On the Premium Business Savings a minimum of $5,000 average daily balance is required to earn disclosed APY. On the Premium Business Checking a minimum of $10,000 average daily balance is required to earn disclosed APY. Dividends post on the last day of the month.  Fees may reduce earnings, please see our fee schedule for a list of current fees.

**New Checking Account Offer available to Basic and Premium Business Checking Accounts members; members with current checking accounts are not eligible for new account bonus of $500. Earn your $500 cash bonus by maintaining an average daily balance of $5,000 for 60 days. New Checking Account must be open for 60 days before $500 bonus will be credited to your account. Bonus will be credited to your account if the account is in good standing at the time of incentive processing. If any of the preceding qualifications are not met, the new account will not be received. The credit union reserves the right to cancel promotion at any time. Other restrictions apply. Federally insured by the NCUA.

Interest on Lawyers Trust Account (IOLTA)

IOLTA accounts are interest-bearing general trust accounts, from which financial institutions forward the interest net of service charges to the State Bar’s IOLTA program. The IOLTA program uses the money to fund law-related charitable causes. Click the button and fill out the form to get started!

Terms:
  • No Minimum Balance

  • No Monthly Fees

  • Online Banking & Bill Pay

  • Unlimited Transactions

  • NCUA Insured

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Business Insurance

Switch to Inspire Insurance Agency and save more. We offer insurance for all types of vehicles, property, business, life and more. Get your free instant quote today.
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Ready to make the next step?

We’re here for all your business ventures. Reach out to us today!

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