Savings Accounts
![Man placing coins in a piggy bank](https://inspirefcu.org/business/wp-content/uploads/sites/2/2022/07/savings-minnequa.png)
![Woman standing next to money growing on vine](https://inspirefcu.org/business/wp-content/uploads/sites/2/2022/07/money-growth.png)
Premium Purple
Earn the highest possible return on your money with full access to your funds!
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High-yield savings account
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Earn competitive dividends on balances
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$5,000 minimum deposit of new money is required to open
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$15 maintenance fee if average daily balance falls below $5,000
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Please visit our rates page for dividend rate disclosures.
See our fee schedule for any applicable fees.
Round Up Savings
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100% match for the first 90 days*
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Encourages positive saving habits
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Helps you save daily
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$100 minimum balance
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Paired with Everyday Checking
![Man sitting down using calculator](https://inspirefcu.org/business/wp-content/uploads/sites/2/2022/07/round-up-inspire.png)
![Man and woman shaking hands after agreement is signed](https://inspirefcu.org/business/wp-content/uploads/sites/2/2022/07/certificate-inspire.png)
Share Certificates
We offer share certificates with competitive rates and flexible terms to fit you!
For a limited time, earn up to 5.09% APY* on a 3, 6, 9, or 12 month CD!
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Earn competitive dividends
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Flexible terms to fit your goals!
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Monitor your accounts with our Access via Digital Banking
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$500 Minimum Balance to Open
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Dividends paid quarterly
Regular Shares
Your share in the Credit Union!
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Make transactions using ATMs* or at any Inspire FCU branch.
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Primary Basic Savings Account
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No monthly service charge
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Account may be accessed via ATM if it is linked to an active checking account and debit card
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No Minimum Balance to Open
![Man throwing money into the air](https://inspirefcu.org/business/wp-content/uploads/sites/2/2022/07/money-inspire.png)
![Man and woman in the Christmas spirit stringing lights and adding decorations to tree](https://inspirefcu.org/business/wp-content/uploads/sites/2/2022/07/christmas-tree-inspire.png)
Club Accounts
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Holiday Club, Vacation Club, Secondary Savings
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Accounts designed to help you achieve your short-term financial goals
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NCUA insured to at least $250,000
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No Minimum Balance to Open
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Holiday Club balance will be transferred to another account of yours on or after October 1st.
Please visit our rates page for dividend rate disclosures.
See our fee schedule for any applicable fees.
Youth Accounts
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Learn the importance of saving
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Develop account management skills
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No Minimum Balance to Open
Please visit our rates page for dividend rate disclosures.
See our fee schedule for any applicable fees.
![Little boy and girl flying a kite](https://inspirefcu.org/business/wp-content/uploads/sites/2/2022/07/kids-inspire.png)
Fill out the form below and we’ll be in touch to get you started.