¹Premium Purple Savings Accounts require a minimum deposit of $5,000 in new money to open. New money is money that is not already on deposit at Inspire FCU. Funds on deposit at Inspire FCU cannot be withdrawn and re-deposited to be considered new money. The minimum balance required to obtain the APY and avoid the $15 minimum balance fee is $5,000. Fees could reduce earnings on the account. Rates subject to change at any time without notice.

²The annual percentage yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period. The compounding and crediting frequency of dividends and the dividend period applicable to each account are stated in the Rate Schedule. The dividend period is the period of time at the end of which an account earns dividend credit. The dividend period begins on the first calendar day of the period and ends on the last calendar day of the period. Consumer Money Market accounts, there is a minimum average daily balance of $5,000 required to earn the annual percentage yield disclosed for the dividend period. If the minimum average daily balance requirement is not met, you will not earn the annual percentage yield stated in the Rate Schedule. You may make six (6) transfers and withdrawals without a fee from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic, or Internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order. If you exceed six (6) transfers and withdrawals, your account may be subject to a fee.

³APY= Annual Percentage Yield, assumes dividends remain on deposit. Minimum balance of $25 is required to earn dividends on primary and secondary savings, youth savings, IRAs, Christmas & Vacation Club accounts. Fees may reduce earnings. Savings rates calculated using average daily balance method. Dividend rate is subject to change without notice. Once a particular balance range is met, the dividend rate and APY for that range will apply to the full balance of your account. Rates vary depending on account balance. Rates are variable and may change after account is opened.