Please ensure Javascript is enabled for purposes of website accessibility

Loan Rates | Savings Rates

Flexible Business Loans

We are an award-winning community lender who prides itself on its business lending offerings. Our competitive rates and flexible terms help businesses just like yours thrive in a fast paced world. Now you can focus on business growth instead of stressing about how you’re going to balance and manage your business banking needs.

Businessman holding briefcase and staring at coin in hand

Which Business Loan Is Right For You?

Two styles of townhouses positioned next to each other

Commercial Real Estate Loans

Inspire offers real estate financing for buildings, warehouses, professional offices and much more including investment properties.

Features & Benefits:
  • Owner and non-owner occupied

  • Competitive terms

  • No prepayment penalty

  • Personalized services through loan process

  • Affordable insurance coverage

Delivery driver walking alongside vehicle carrying package in hands

Vehicle & Equipment Loans

Get the funding for the equipment that powers your business across varying industries, or to purchase your next company vehicle.

Features & Benefits:
  • No prepayment penalty

  • Personalized services through loan process

  • Loans provided across various industry for different equipment types

  • Affordable insurance coverage

One person reaching for another's hand at top of steep surface

Working Capital Loans

A working capital loan provides your business the flexibility to finance various operational expenses such as accounts payable and payroll.
Features & Benefits:
  • Competitive terms

  • No prepayment penalty

  • Personalized services through loan process

  • Flexibility to use for your business individual need

Woman standing in front of computer screen giving presentation

Small Business Loans

Inspire has partnered with the SBA to provide your business with funding options, providing a guaranteed portion to provide added sense of security.

Features & Benefits:
  • Competitive Terms

  • Counseling & Education Services may be available

  • Lower down payments

  • Flexible overhead requirements

Business Insurance

Switch to Inspire Insurance Agency and save more. We offer insurance for all types of vehicles, property, business, life and more. Get your free instant quote today.
One man atop a high surface holding out hand to pull up another from below
Ready to start living your dream?

Fill out the form below and we’ll be in touch to discuss your next business project.

You are now leaving Inspire Federal Credit Union

Inspire Federal Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Inspire Federal Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL

Are you a member?

Thank You For Your Membership!

Please submit your application through Digital Banking.

Select Your Membership Eligibility

Are you a member?

Select Your Membership Eligibility