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Loan Rates | Savings Rates

Auto Refinance

2.00% APR* Refinance Challenge!

Refinance your current auto loan with Inspire FCU to make sure you have the best terms at the most affordable monthly payment. Get started today and we’ll lower your monthly payment by dropping your current rate by up to 2.00% APR*. Plus, relax with 60 days of NO payments² so you can enjoy your ride the way you deserve. Just use the promo code NOPAY60!

Features & Benefits:
  • Save money on your monthly payment

  • Experience average savings of $1,200*

  • Terms up to 84 months (7 years)

Please visit our rates page for dividend rate disclosures.
See our fee schedule for any applicable fees.

* APR = Annual Percentage Rate. Loan decisions are based on applicant creditworthiness. Must be an Inspire FCU member in good standing and meet all lending requirements. Inspire FCU reserves the right to terminate this promotion at any time without notice. Limited time offer. Includes refinance of 2016 or newer model vehicles. Minimum loan amount of $5,000 with a floor rate of 6.49% APR. Existing loans at Inspire are not eligible.  Loan example: Price per $1,000 borrowed at 6.49% the cost is $18.77 for a 63-month term. APR, terms and/or loan to value of vehicle vary based on model year of vehicle and applicant creditworthiness.

**60-day no payment is offered on direct auto loans to Inspire FCU members. During 60-day no pay interest will accrue on the principal balance. Interest is not deferred during the first 60 days.

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