Direct Deposit Switch
Getting paid should be simple. Direct deposit is a secure, reliable way to receive your paycheck, benefits, or other recurring payments—right into your account. With Pinwheel, you can connect it to your Inspire account in as little as 90 seconds through online or mobile banking. No paperwork. No phone calls. Just a faster, easier way to get paid.
How to get started:
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Select "Direct Deposit" within the "Settings" section on your dashboard
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Click "Get Started" to proceed with switching your direct deposit
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Search for, select, and login to your current payroll provider. If applicable, complete the two-step verification process
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Select the bank account you would like your direct deposit to go to
Frequently Asked Questions
It is a secure technology platform integrated into your Inspire online banking application that allows you to change your direct deposit settings instantly without filling out paper forms.
Yes, Pinwheel uses encrypted, secure connections to communicate with payroll providers like ADP.
It is a secure technology platform integrated into your Inspire online banking application that allows you to change your direct deposit settings instantly without filling out paper forms.
Log into your financial institution’s mobile or online banking app, select the “Switch Direct Deposit” tool, search for your employer or payroll provider, and enter your payroll credentials.
No, you can choose to switch your entire check, a fixed dollar amount, or a percentage
You can use Pinwheel to manage and split direct deposits from multiple sources
You can search by payroll service providers (like ADP or Paychex), or for your employer. If your employer uses a Pinwheel-supported provider, they will be listed. If your employer or payroll service provider isn’t listed, Pinwheeel can produce a PDF with account details that can be provided to your employer to help generate the switch
Yes, Pinwheel supports various income types, including gig work, independent contractor pay, and unemployment benefits
Yes, you can search for “Social Security” within the tool to switch these payments.
No, Pinwheel generally only supports personal deposit accounts.
It is recommended to check your old account for one more pay cycle, as it can take time to update. You should also contact your payroll department. Some employers may have additional security or verification procedures where you must act.
Usually no, as the digital switch automates the process with your employer’s payroll system. However, you may check with your direct deposit provider for confirmation that they received your switch request.
No, the link provided to initiate the direct deposit switching is intended for completing the initial switch. If you want to cancel or make changes, you will contact your payroll provider or log in directly to your payroll service site.
It’s free! Utilizing Pinwheel is absolutely free to use to switch your direct deposit.