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Serving Those Who Serve Us

First Responder Mortgage Program

Our First Responders Mortgage Program is a specialized home financing initiative designed to provide affordable mortgage options to those who serve our communities as first responders. This program recognizes the dedication and sacrifice of firefighters, police officers, paramedics, EMTs, and other emergency personnel by offering exclusive benefits to help them achieve homeownership.

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Features:

  • Competitive Interest Rates: Our program offers competitive interest rates, making home loans more affordable for first responders. This can significantly reduce monthly payments and the total cost of the loan over its term.

  • Low Payment Options: Understanding that saving for a down payment can be challenging, our program provides options for low down payment requirements, making it easier to purchase a home.

  • Flexible Credit Requirements: The program accommodates various credit profiles, recognizing that first responders may face unique financial challenges. Flexible credit guidelines help more individuals qualify for a mortgage.

  • Reduced Closing Costs: First responders can benefit from reduced closing costs up to $1,000, which can include fees for appraisals, loan origination, and services. This helps lower the upfront cost of buying a home.

  • Education and Counseling: Participants have access to homebuyer education courses and counseling services, providing valuable information on the homebuying process, budgeting, and maintaining homeownership.

Benefits:

  • Affordable Homeownership: By providing financial benefits and incentives, our program makes it easier for first responders to purchase and own a home, contributing to their financial stability and security.

  • Support For Families: Our program helps first responders and their families achieve their dream of homeownership, providing a stable and secure living environment.

  • Recognition of Service: Our program acknowledges the critical role that first responders play in our communities by offering them exclusive mortgage benefits.

  • Community Investment: By facilitating homeownership among first responders, our program promotes community stability and growth, as these individuals often live and serve in the same areas.

Approvals and actual terms will be dependent on borrowers overall credit eligibility and other relevant factors. Program features and benefits may be applicable in whole or in part, and are independent of each other. Available benefits and terms will be communicated by the Loan Officer during the mortgage consultation and application process.

Ready for the benefits?

Fill out the form below and we’ll be in touch to answer any questions you have.

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