Please ensure Javascript is enabled for purposes of website accessibility
Digital Banking
Get Started
Loan Rates | Savings Rates

Serving Those Who Serve Us

Our Mortgage Options

First Responder Mortgage Program

Our First Responders Mortgage Program is a specialized home financing initiative designed to provide affordable mortgage options to those who serve our communities as first responders. This program recognizes the dedication and sacrifice of firefighters, police officers, paramedics, EMTs, and other emergency personnel by offering exclusive benefits to help them achieve homeownership.

Woman searching for home with a large magnifying glass

Features:

  • Competitive Interest Rates: Our program offers competitive interest rates, making home loans more affordable for first responders. This can significantly reduce monthly payments and the total cost of the loan over its term.

  • Low Payment Options: Understanding that saving for a down payment can be challenging, our program provides options for low down payment requirements, making it easier to purchase a home.

  • Flexible Credit Requirements: The program accommodates various credit profiles, recognizing that first responders may face unique financial challenges. Flexible credit guidelines help more individuals qualify for a mortgage.

  • Reduced Closing Costs: First responders can benefit from reduced closing costs up to $1,000, which can include fees for appraisals, loan origination, and services. This helps lower the upfront cost of buying a home.

  • Education and Counseling: Participants have access to homebuyer education courses and counseling services, providing valuable information on the homebuying process, budgeting, and maintaining homeownership.

Apply Now!

Benefits:

  • Affordable Homeownership: By providing financial benefits and incentives, our program makes it easier for first responders to purchase and own a home, contributing to their financial stability and security.

  • Support For Families: Our program helps first responders and their families achieve their dream of homeownership, providing a stable and secure living environment.

  • Recognition of Service: Our program acknowledges the critical role that first responders play in our communities by offering them exclusive mortgage benefits.

  • Community Investment: By facilitating homeownership among first responders, our program promotes community stability and growth, as these individuals often live and serve in the same areas.

Apply Now!

Approvals and actual terms will be dependent on borrowers overall credit eligibility and other relevant factors. Program features and benefits may be applicable in whole or in part, and are independent of each other. Available benefits and terms will be communicated by the Loan Officer during the mortgage consultation and application process.

Ready for the benefits?

Fill out the form below and we’ll be in touch to answer any questions you have.

Address

3 Friends Lane
Newtown, PA 18940

Routing

Routing Number: 231379775
NMLS Number: 491584

Phone

215.788.5270

Call Us
QUICK LINKS

*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
**APY = Annual Percentage Yield.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration, a U. S. Government Agency. Inspire FCU is an equal opportunity housing lender.

We may provide links to third party partners, independent from Inspire FCU. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Inspire Federal Credit Union.

NCUA logo
Equal Housing Lender logo
©Inspire Federal Credit Union 2024. All Rights Reserved.
site by Your Marketing Co

You are now leaving Inspire Federal Credit Union

Inspire Federal Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Inspire Federal Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL

What type of account are you opening?

Personal
Business

Thank You For Your Membership!

Please submit your application through Digital Banking.

Get Started
Get Started

Select Your Member Eligibility

Please open a Standalone Membership Account first, then open your Share Certificate account in digital banking.

I live in Bucks or Philadelphia county
I work in bucks or philadelphia county
I go to school in bucks or philadelphia county
I am an immediate family member of a current member
establish eligibility through a membership with Friends of Silver Lake at no cost

Are you a member?

Yes
No

Select Your Member Eligibility

I live in Bucks or Philadelphia county
I work in bucks or philadelphia county
I go to school in bucks or philadelphia county
I am an immediate family member of a current member
establish eligibility through a membership with Friends of Silver Lake at no cost

Select Your Member Eligibility

I live in Bucks or Philadelphia county
I work in bucks or philadelphia county
I go to school in bucks or philadelphia county
I am an immediate family member of a current member
establish eligibility through a membership with Friends of Silver Lake at no cost

What device are you on?

Mobile
Desktop

Are you a member?

Yes, I'm a member
No, Become a Member

How would you like to contact us?

Call Our Mortgage Advisor
Email Our Mortgage Advisor

Are you a member?

Yes
No

Are you a member?

Yes
No