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Loan Rates | Savings Rates

High Yield Checking

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Open a High Yield Checking Account with Inspire FCU and start earning today! Paying high dividends, our tiered rate structure allows you to increase your rate as your balance grows with quick and easy access to your funds anytime you need them.

Account Minimum Opening Deposit Dividend Rate APY*
Balances $25,000 & Below
Balances $25,000.01 & Above
1.49%
3.93%
1.50%
4.00%
Terms:
  • $25 minimum deposit

  • $15 monthly service fee* waived with a single direct deposit of $500 or more per month

  • Balances up to $25,000 earn 1.50% APY†

  • Balances $25,000.01 and above earn 4.00% APY†

Benefits include:

**Please visit our rates page for full disclosure and account terms and conditions. 
†APY=Annual Percentage Yield. APY is accurate as of 06.01.2024. $25 minimum deposit to open.  These rates apply to High Yield checking accounts. High Yield Checking is a tiered-rate account. APY is calculated as an average daily balance throughout the statement cycle, not on balance at the end of the statement period. Once a particular balance range is met, the dividend rate and APY for that range will apply to the full balance of your account. Rates are variable and may change after account is opened. Dividends post on the last day of the month. Fees may reduce earnings, please see our fee schedule. 1Other restrictions apply. The credit union reserves the right to change or end the promotion at anytime. See credit union for details. Federally insured by NCUA.

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