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High Yield Checking

Man placing coins in a piggy bank

Open a High Yield Checking Account with Inspire FCU and start making money. Paying high dividends, our tiered rate structure allows you to earn more as your balance grows with quick and easy access to your funds anytime you need them.

Benefits include:
  • $25 minimum deposit

  • $15 monthly service fee* waived with a single direct deposit of $1,000 or more per month

  • Balances up to $25,000 earn 1.51% APY†

  • Balances $25,000.01 and above earn 4.07% APY†

**Please visit our rates page for full disclosure and account terms and conditions. 
†APY=Annual Percentage Yield. APY is accurate as of 01.04.2023. $25 minimum deposit to open.  These rates apply to High Yield checking accounts. High Yield Checking is a tiered-rate account. APY is calculated as an average daily balance throughout the statement cycle, not on balance at the end of the statement period. Once a particular balance range is met, the dividend rate and APY for that range will apply to the full balance of your account. Rates are variable and may change after account is opened. Dividends post on the last day of the month. Fees may reduce earnings, please see our fee schedule. 1Other restrictions apply. The credit union reserves the right to change or end the promotion at anytime. See credit union for details. Federally insured by NCUA.

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