Home Equity


Get the maximum value out of your home. At Inspire FCU, we can help you leverage the equity in your home to reach bigger goals. Whether it's financing for home repairs, debt consolidation – or anything else – you can count on us for an affordable home equity loan that's tailored specifically for you.

Which equity option is right for you?

Product
Benefits
home

Fixed Rate Home Equity Loan

Provides peace of mind for a fixed payment through the life of the loan.

Details

homes

Home Equity Line of Credit (HELOC)

Take comfort in knowing the funds are available when you need them!

Details

  • Variable rate loan with introductory rate options
  • Up to 100% LTV financing options*
  • Convenience to borrow funds when needed
  • Convenient payment options from Inspire checking account
  • Use the funds for whatever you need

home

Interest Only HELOC

Flexibility in taking funds when they're needed, at the lowest monthly payment, paying only the interest that’s accrued.

Details

  • Variable rate loan
  • Lower monthly payments calculated by the accrued interest on the loan balance
  • Convenience to borrow funds when needed
  • Convenient payment options from Inspire checking account
  • Use the funds for whatever you need

home

Finish Line Mortgage

Pay your mortgage down quicker by lowering your fixed mortgage rate.

Details

  • Fixed rate loan with flexible terms
  • Refinance current mortgage and avoid additional closing costs.
  • Take additional cash out at closing to help achieve additional financial goals.
  • Home insurance through Inspire Insurance Agency
  • Convenient payment options from Inspire checking account

*LTV = Loan-to-Value