Share Certificates

Looking for a secure investment for your life savings? Invest your portfolio in a high-yield, federally insured, Inspire Federal Credit Union share certificate. We all want financial peace of mind for ourselves and families. Inspire Federal Credit Union offers share certificates that will earn you competitive dividends. Enjoy unlimited access to monitor your accounts through online banking and our mobile app!

Featured Rates

Share Certificates Minimum Opening Deposit Dividend Rate APY*

Features & Benefits

  • Competitive tiered-rate savings certificate

  • Make transactions at any Inspire FCU branch, or shared branching locations.

  • Free E-Services

  • Free E-Statements

  • NCUA insured up to $250,000


  • Terms from 3 months to 60 months

  • $500 minimum balance to open account

  • Dividends paid quarterly

Dividend Rates


*APY = Annual Percentage Yield. APY is accurate as of 1/14/19 Traditional and IRA certificates are available in 3-month to 60-month terms. Rates subject to change without notice. Certificate dividends paid quarterly, All other dividends paid monthly. Certificates may be subject to penalty for early withdrawal. Fees may reduce earnings. Minimum balance of $500 to open account and is required to earn disclosed dividend.