Share Certificates!

We offer competitive rates and flexible terms to fit your goals!

For a Limit Time Only, Earn 4.11% APY* on a 15-Month Share Certificate!

Featured Rates

Term Minimum Opening Deposit Dividend Rate APY*
$500
4.05%
4.11%
$500
1.00%
1.00%
$500
1.50%
1.51%
$500
3.75%
3.80%
$500
3.50%
3.55%
$500
3.05%
3.09%
$500
3.75%
3.80%
$500
4.25%
4.32%
$500
4.00%
4.06%
$500
4.00%
4.06%
Person waiting for money to transfer to account on phone

*APY = ‘Annual Percentage Yield’, assumes dividends remain on deposit. Minimum balance of $25 is required to earn dividends on primary and secondary savings, youth savings, IRAs, Christmas & Vacation Club accounts. Fees may reduce earnings. Savings rates calculated using average daily balance method. Dividend rate is subject to change without notice.

**Traditional, Roth IRA, and Coverdell ESA certificates are available in 6-month to 60-month terms. Rates subject to change without notice. Certificate dividends paid quarterly, All other dividends paid monthly. Certificates may be subject to penalty for early withdrawal. Fees may reduce earnings. Minimum balance of $500 to open account and is required to earn disclosed dividend.

***Terms of 15 months is only available with new money into the credit union. New money is money that is not already on deposit at Inspire FCU. Funds on deposit at Inspire FCU cannot be withdrawn and re-deposited to be considered new money. Traditional, Roth IRA, and Coverdell ESA certificates are available in 6-month to 60-month terms. Rates subject to change without notice. Certificate dividends paid quarterly, All other dividends paid monthly. Certificates may be subject to penalty for early withdrawal. Fees may reduce earnings. Minimum balance of $500 to open account and is required to earn disclosed dividend.