Free Checking

Free checking is good. But free checking that includes online services and a debit Mastercard® is even better. Managing your money should be simple and streamlined, we have created a checking account that does just that! Our free checking account helps you manage your money efficiently without any hidden fees that play gotcha at the end of the month!*

Features & Benefits

  • Everyday checking account

  • Access to convenient locations and over 30,000 Surcharge free ATM’s

  • Make transactions using ATM’s or at any Inspire FCU branch, or shared branching locations

  • Overdraft and Courtesy Pay options available

  • Free E-Services

  • Free E-Statements

  • Reorder Checks

  • NCUA insured up to $250,000

Account Requirements

  • $0 Minimum Opening Deposit

  • No Minimum Balance

  • No Monthly Fees

Fees & Disclosures

*Please visit our fee schedule for full disclosure of account fees. Overdraft and returned check fees may apply. $180 savings example is calculated using $15 maintenance fee over 12 months from competing financial institutions’ fee schedule effective 12/1/17. **Online Bill Payer function must be used once every 30 days. If there is not a bill pay transaction within 30 days member will be subject to Bill Payer Monthly Inactivity Fee (After 30 days of non-use).