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Enjoy Rewards This Holiday Season with Inspire FCU

Woman wearing Santa hat surrounded by Christmas decorations, looking down at credit card in her hand while paying online

The leaves are falling, the weather is getting colder, and holiday sales are starting. ‘Tis the season to go shopping!

Between buying gifts for family, friends, and coworkers, holiday shopping can get expensive. This holiday season, Philadelphia shoppers are expected to spend an average of $1,544. This is up from 2020’s shopping season when they spent an average of $1,322. But, what if there was a way to get rewards for your spending?

Inspire FCU offers members a Rewards Checking Account that makes it easy for members to cut costs over the holidays. Minimize your stress and maximize your rewards with Inspire FCU’s Rewards Checking Account!

Checking Account With Cashback Perks

The holidays can make managing your budget difficult. With so many events to attend and gifts to buy, it can be overwhelming to pay your other bills on top of your holiday expenses. We value our members and strive to provide quality banking services that help reduce their financial stress. 

That’s why we offer a Rewards Checking Account. This gives Inspire FCU members the opportunity to purchase gifts, take advantage of Black Friday Sales, and book holiday travel without breaking the bank. 

You work hard for your money and we’re devoted to helping you make the most of it. With just a single deposit of $250 or more per month, we’ll waive the $5 monthly service fee*. This way, you can get rewarded for free.

Earn up to 1% Cash Back** on signature-based transactions on your everyday purchases. This includes online purchases, so you can enjoy getting rewarded from the comfort of your home. You can earn up to $25 a month** back per month with no minimum balance requirement.

Take Advantage Of Discounted Holiday Loan Rates

When you apply for a Rewards Checking Account, you can also enjoy a 0.25% rate discount** on a fixed-rate Holiday Loan with direct deposit and auto pay. This helps relieve the pressure on your finances and adds some breathing room to your budget. 

With competitive rates and personalized service from your local Bucks County credit union, you can enjoy spending time with your family rather than stressing about spending. Pay for your holiday spending over a period of up to 12 months instead of all at once with a Holiday Loan. 

Holiday Loans can be used for a variety of seasonal expenses, including: 

  • Holiday shopping 
  • Travel expenses 
  • Parties and events 
  • Holiday decorations 

Sound like something you could benefit from this holiday season? Click here to apply today and enjoy the many benefits of a personal loan with your local credit union!

Save More This Holiday Season With Inspire FCU

With so much planning in November and December, it can be difficult to practice good money management. Don’t worry about maxing out your budget this year! Save more and worry less over the holidays when you apply for a Rewards Checking Account. 

As a member of our credit union in Bucks County, you’ll have access to our knowledgeable financial planners and a variety of quality banking services. Reach out to Inspire FCU today to plan ahead for the holiday season.


*Please visit our fee schedule for full disclosure of account fees. Loan rate discount offered when member has a fll direct deposit with automatic payment set up from their Inspire FCU checking account. Loan rate subject to change during the loan term if direct deposit and auto pay are cancelled before loan maturity date. Fixed rate personal and auto loans are eligible for rate discount. Variable rate loans and lines of credit are not eligible for loan rate discount.

**Please visit our rates page for full disclosure and account terms and conditions. Earn up to 1% Cash Back on debit card purchases. To qualify for cash back reward, account must make 15 signature-based debit card purchases that post and clear the Rewards Checking account during the month in which the rewards are paid. Purchases/transactions may take one or more business days from the date the purchase is made to post and clear an account. If you meet the requirements, your cash back credit will be credited to your Rewards account on the last business day of the month. The qualifying purchase period begins on the first day of the month and continues through the last business day of the month in which the rewards are paid. Rewards Checking accounts are not to be used for commercial purposes. Maximum monthly cash back reward is $25 ($2,500 in signature-based transactions).

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