Checking Accounts With Perks!
Inspire FCU believes in personalizing your banking experience. Take advantage of our checking accounts, designed to fit your unique banking needs. Enjoy the perks of each checking account with the convenience of our digital banking services.
Everyday Checking
Features:
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No Minimum Balance
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No Monthly Fees
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Access to 30,000+ Surcharge-Free ATMs
High-Yield Checking
Features:
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No Cap On Your Earnings
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$25 Minimum to Open
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$15 Monthly Service Fee²
²$15 monthly service fee is waived with a single direct deposit of $500 or more per month or an average daily balance of at least $100
Benefits Beyond Checking
¹Please visit our rates page for full disclosure and account terms and conditions.
²$15 monthly service fee is waived with a single direct deposit of $500 or more per month or an average daily balance of at least $100
³Please visit our fee schedule for full disclosure of account fees. Loan rate discount offered when member has a full direct deposit with automatic payment set up from their Inspire FCU checking account. Loan rate subject to change during the loan term if direct deposit and auto pay are cancelled before loan maturity date. Fixed rate personal and auto loans are eligible for rate discount. Variable rate loans and lines of credit are not eligible for loan rate discount.
†APY=Annual Percentage Yield. APY is accurate as of 03.03.2025. $25 minimum deposit to open. These rates apply to High Yield checking accounts. High Yield Checking is a tiered-rate account. APY is calculated as an average daily balance throughout the statement cycle, not on balance at the end of the statement period. Once a particular balance range is met, the dividend rate and APY for that range will apply to the full balance of your account. Rates are variable and may change after account is opened. Dividends post on the last day of the month. Fees may reduce earnings, please see our fee schedule. 1Other restrictions apply. The credit union reserves the right to change or end the promotion at anytime. See credit union for details. Federally insured by NCUA.
