¹Please visit our rates page for full disclosure and account terms and conditions. 
²Please visit our fee schedule for full disclosure of account fees. Loan rate discount offered when member has a full direct deposit with automatic payment set up from their Inspire FCU checking account. Loan rate subject to change during the loan term if direct deposit and auto pay are cancelled before loan maturity date. Fixed rate personal and auto loans are eligible for rate discount. Variable rate loans and lines of credit are not eligible for loan rate discount.
**APY=Annual Percentage Yield. Rates are accurate as of 05.01.2026. $25 minimum deposit required to open. High Yield Checking is a tiered-rate account. APY is calculated as an average daily balance throughout the statement cycle, not on balance at the end of the statement period. Once a particular balance range is met, the dividend rate and APY for that range will apply to the full balance of your account. Balances of $0-$25,000 will earn 0.50% APY. Balances of $25,000 or more will earn 1.00% APY. Rates are variable and may change after account is opened. Dividends post on the last day of the month. Fees may reduce earnings, please see our fee schedule. Federally insured by NCUA.