Get A Personal Loan In Bucks County
At Inspire FCU, we offer a variety of personal loan products that can be used for any reason or financial goal. Get the money you need quickly for what you need, when you need it. Even our Personal Lines of Credit (PLOC) can be used for large purchases that you don’t want to put on a credit card with a high interest rate.
Inspire Personal Loan Options
With Inspire Personal Loans you can use the funds for whatever you need and have immediate access to your account details and payments via digital banking. Why dig into your savings when you need the extra cash? Leverage the power of a personal loan or line of credit from Inspire FCU and receive great terms at competitive rates.
Personal Loan Products
Everyone’s financial situation is different. Whether Unsecured or Secured, you can be sure you will get competitive rates, flexible terms, and Inspire Choice Protection to protect yourself in the event of an emergency.
Unsecured Personal Loan
*Please visit our rates page for dividend rate disclosures.
See our fee schedule for any applicable fees.
Secured Personal Loan
**Please visit our rates page for dividend rate disclosures.
See our fee schedule for any applicable fees.
Personal Line Of Credit
Have peace of mind knowing you’ll be able to access your funds whenever the need arises. With a personal line of credit, you can withdraw any amount of money you’d like (up to your available credit limit) and link it to your checking account for overdraft protection. Plus, each time you make a payment, you’ll renew your line of credit, allowing you to use that money again without re-applying for a new loan. You can also easily advance funds to your Inspire FCU checking account for quick use with your debit card.
Our Fresh Start Loan Program
Personal Loan Calculators
* Please visit our rates page for full disclosure and account terms and conditions.
**APR = Annual Percentage Rate. Payments will vary. APR will be derived from the current dividend rate on account + 3% APR. Example: A share account has a dividend rate of 0.05% APY, the secured loan will be subject to a 3.05% APR. Subject to approval. Rates are subject to change without notice.
***APR = Annual Percentage Rate. Personal Line of Credit is subject to approval and borrowers eligibility to meet credit requirements. Personal line of credit is a variable rate product. The APR for new and existing balances will be the Wall Street Journal Prime Rate (index), plus a margin of 4.75%. The index plus a margin equals the interest rate. Changes in the index will cause changes in the interest rate on the first day of the month following the change in prime rate. In no event will the regular APR exceed 18% per annum or the maximum allowed by applicable law. The minimum monthly payment is 3% of the current loan balance at the end of the statement cycle or $25, whichever is greater. For additional details visit www.inspirefcu.org.
⸸ APR = Annual Percentage Rate. This is a fixed rate loan and will not increase during the original terms of the Fresh Start Loan. Since this loan is secured by the funds we place in an account on your behalf, your credit history is not considered in the approval process.
