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Loan Rates | Savings Rates
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Loan Rates | Savings Rates

Premium IRAs

We all have retirement dreams, whether it’s traveling the world or spending time with the grand-kids. Turn those dreams into reality and start contributing to a Premium IRA. Premium IRAs offer tax-advantages* while growing your nest egg. Talk to an Inspire FCU representative about which account best suits your financial situation, and ensure your later years are financially secure.
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Traditional IRA

Features:

  • Competitive rates

  • Dividend earnings are tax deferred

  • Contributions can be tax deductible**

  • Mandatory withdrawals at age 72

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Roth IRA

Features:

  • Competitive rates

  • Earnings and principal are 100% tax free upon withdrawal**

  • Contributions are not tax-deductible**

  • Income limits to open account

  • No mandatory distribution age

Account Benefits

  • No Annual Fee

  • No minimum balance to open

  • Earn competitive dividends on balances in our tiered-rate structure

  • $25 minimum balance to earn disclosed dividend*

  • Funds can be used to purchase certificates

  • Individuals over 50 years old may make an additional $1,000 “catch-up” contribution

  • Annual contribution limits

  • Early withdrawals subject to penalty**

  • Free E-Statements

  • E-Services

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*Please visit our rates page for full disclosure and account terms and conditions.
**Consult with a tax advisor.

Ready to start planning for your future?
Fill out the form below and we’ll be in touch to discuss your next adventure.

Address
3 Friends Lane
Newtown, PA 18940
Routing
Routing Number: 231379775
NMLS Number: 491584
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*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
**APY = Annual Percentage Yield.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration, a U. S. Government Agency. Inspire FCU is an equal opportunity housing lender.

We may provide links to third party partners, independent from Inspire FCU. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Inspire Federal Credit Union.

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I live in Bucks or Philadelphia county
I work in bucks or philadelphia county
I go to school in bucks or philadelphia county
I am an immediate family member of a current member
establish eligibility through a membership with Friends of Silver Lake at no cost

Select Your Member Eligibility

I live in Bucks or Philadelphia county
I work in bucks or philadelphia county
I go to school in bucks or philadelphia county
I am an immediate family member of a current member
establish eligibility through a membership with Friends of Silver Lake at no cost

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