Business Banking Services
Inspire Personal Loan Options
Personal Loan Products
Unsecured Personal Loan
Secured Personal Loan
Personal Line Of Credit
Our Fresh Start Loan Program
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* Please visit our rates page for full disclosure and account terms and conditions.
**APR = Annual Percentage Rate. Payments will vary. APR will be derived from the current dividend rate on account + 3% APR. Example: A share account has a dividend rate of 0.05% APY, the secured loan will be subject to a 3.05% APR. Subject to approval. Rates are subject to change without notice.
***APR = Annual Percentage Rate. Personal Line of Credit is subject to approval and borrowers eligibility to meet credit requirements. Personal line of credit is a variable rate product. The APR for new and existing balances will be the Wall Street Journal Prime Rate (index), plus a margin of 4.75%. The index plus a margin equals the interest rate. Changes in the index will cause changes in the interest rate on the first day of the month following the change in prime rate. In no event will the regular APR exceed 18% per annum or the maximum allowed by applicable law. The minimum monthly payment is 3% of the current loan balance at the end of the statement cycle or $25, whichever is greater. For additional details visit www.inspirefcu.org.
**** APR = Annual Percentage Rate. This is a fixed rate loan and will not increase during the original terms of the Fresh Start Loan. Since this loan is secured by the funds we place in an account on your behalf, your credit history is not considered in the approval process.