Personalized Checking Accounts With Perks!
Checking Account Options
Everyday Checking Account
Our Everyday Checking Account helps you manage your money conveniently and efficiently without hidden fees.* You’ll only need an opening balance of $25 to get started and enjoy free online services with a debit card from Mastercard®. Our local team and competitive benefits make managing your money simple and streamlined.
Link your checking account to a Round Up Savings account. This way, you can round up your debit card transactions to the nearest dollar and automatically put the funds in your savings!
Rewards Checking Account
Earn cash back on everyday purchases with your Inspire FCU Rewards Checking Account from Mastercard®. Receiving cash back while shopping in Bucks County and beyond has never been easier. Earn up to 1% cash back** on signature-based transactions on your everyday purchases, including online purchases.
Get the checking account that pays you more!
High Yield Checking Account
Open a High Yield Checking Account with Inspire FCU and start making money. Paying high dividends, our tiered rate structure allows you to earn more as your balance grows with quick and easy access to your funds anytime you need them.
Get the checking account that pays you more!
Fresh Start Checking Account
Even if you have experienced troubles with your finances, we have options to help you build a fresh start. By opening a Fresh Start Checking Account, you’ll have everything you’ll need to get back on track and exercise better money management.
Get the checking account with a new beginning!
Every Reason, Every Season
This holiday season, we know you’ve got so many reasons to celebrate, but we’re giving you one more! That’s because you can earn $250!1 How?
*Please visit our fee schedule for full disclosure of account fees. Loan rate discount offered when member has a full direct deposit with automatic payment set up from their Inspire FCU checking account. Loan rate subject to change during the loan term if direct deposit and auto pay are cancelled before loan maturity date. Fixed rate personal and auto loans are eligible for rate discount. Variable rate loans and lines of credit are not eligible for loan rate discount.
**Please visit our rates page for full disclosure and account terms and conditions. Earn up to 1% Cash Back on debit card purchases. To qualify for cash back reward, account must make 15 signature-based debit card purchases that post and clear the Rewards Checking account during the month in which the rewards are paid. Purchases/transactions may take one or more business days from the date the purchase is made to post and clear an account. If you meet the requirements, your cash back credit will be credited to your Rewards account on the last business day of the month. The qualifying purchase period begins on the first day of the month and continues through the last business day of the month in which the rewards are paid. Rewards Checking accounts are not to be used for commercial purposes. Maximum monthly cash back reward is $25 ($2,500 in signature based transactions).
†APY=Annual Percentage Yield. APY is accurate as of 01.04.2023. Initial deposit cannot include money already on deposit at Inspire FCU. $25 minimum deposit to open. These rates apply to High Yield checking accounts. High Yield Checking is a tiered-rate account. APY is calculated as an average daily balance throughout the statement cycle, not on balance at the end of the statement period. Once a particular balance range is met, the dividend rate and APY for that range will apply to the full balance of your account. Rates are variable and may change after account is opened. Dividends post on the last day of the month. Fees may reduce earnings, please see our fee schedule. 1Other restrictions apply. The credit union reserves the right to change or end the promotion at anytime. See credit union for details. Federally insured by NCUA.
