Home Mortgage Loans
What Inspire Offers
Let Inspire help make your first purchase, or refinance your current mortgage – our expert inhouse mortgage specialist is always available to answer your important questions.
Are you ready to become a homeowner? Explore the process, costs, and benefits of home-ownership, the importance of credit, and the different types of mortgage options available to you.
Federal Housing Authority Loans (FHA)
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Minimal Down Payment
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Option to use gift money
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Up to 30 year term
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Primary residence only
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Conventional Fixed Rate Loan
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Fixed Rate Loan
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Up to 30 year terms
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Primary, second home or investment properties
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Establish equity quicker
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Adjustable Rate Mortgage Loan (ARM)
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Adjustable rate loan
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Up to 30 year terms
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Primary, second home or investment properties
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5/5, 7/1, 10/1 options*
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No prepayment penalties
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Establish equity quicker
Veteran Affairs Loan VA
Fixed rate loan that is available to eligible members of the armed services. This loan is backed by the Department of Veteran Affairs. Available option for 100% financing, eliminating a down payment.
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Fixed Rate Loan
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Up to 30 year terms
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Primary, second home or investment properties
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Little to no down payment options available
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Meet Our Mortgage Specialist, Doug
Doug is an accomplished mortgage professional with over 22 years of experience. Beginning his career as a QC Analyst, he quickly worked his way up to a senior operations manager. He knows mortgages inside and out. Doug is currently the sole mortgage originator for Inspire FCU meaning he will be your only point of contact from contract to closing. No more getting bounced between departments like the other guys! Doug lives in Holland, PA and gives back to the local community. He is currently one of the coaches for Council Rock Junior Varsity Ice hockey.
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Mortgage Calculators
Mortgage Calculator
Mortgage Calculator for Purchase Price and Down Payment
Should I Refinance Calculator
*ARM=Adjustable-Rate Mortgage. Rates and terms will vary based on an applicant’s credit worthiness. All applicants are subject to approval. 5/5 ARM – rates are based on the 5-year Treasury Note rate plus a margin; loan interest rate will adjust one time each fifth year based on the index plus a margin. 7/1– rates are based on the 1-year Treasury Note rate plus a margin; rate will be fixed for 7 years and adjust annually after the initial fixed rate period based on the index plus a margin. 10/1– rates are based on the 1 year Treasury Note rate plus a margin; rate will be fixed for 10 years and adjust annually after the initial fixed rate period based on the index plus a margin. At the time of each adjustment the monthly payment obligations may change based on the adjusted interest rate. Adjustments will not exceed 2% of the then current interest rate and may not exceed 6% of the original interest rate through the term of the loan.
Fill out the form below and we’ll be in touch to discuss your options!